Tell me what I need to know about...

What if they say no to a claim?

00:01 | 22 Jul 2008 | By Lorna Bourke

Take the matter up with the insurer but if that is not satisfactory, ask to have the matter referred to the Financial Ombudsman Service, a free dispute resolution service.

How can I be greener and save money?

00:01 | 21 Jul 2008 | By Lorna Bourke

With energy prices going through the roof it makes financial sense to save energy, even if you aren’t concerned about your carbon footprint.

What will a good independent financial adviser do for me?

00:01 | 20 Jul 2008 | By Joss Harwood

Your trusted adviser will help you to achieve your short, medium and longer term goals and objectives in life by using a comprehensive financial planning strategy over time.

How can I prevent solicitors charging excessive fees for obtaining Probate?

00:01 | 19 Jul 2008 | By Lorna Bourke

...by not making solicitors executors of your will.

What do credit reference agencies do and why are they important to me?

00:01 | 18 Jul 2008 | By Lorna Bourke

Credit reference agencies maintain files on all your borrowings from credit cards to mortgages and any arrears or defaults will affect your ability to borrow in future

What should I know about income drawdown?

00:01 | 30 Jun 2008 | By Keith Iles

More people are looking at the flexible option of income drawdown after they retire.

How can I cope best with divorce?

00:01 | 29 Jun 2008 | By Marlene Shalton

You will cope best with divorce if you are realistic about what you need and do an inventory of all you own and owe.

Should I always tell the truth?

00:01 | 28 Jun 2008 | By Lorna Bourke

Yes - because if you don’t, your insurer can not only refuse to pay your claim but could also sue for fraud or obtaining money by deception

How good is the state pension?

00:01 | 25 Jun 2008 | By Oliver Marsland

With the state pension paying just 17% of average lifetime earnings, the UK desperately needs a change.

What costs more, what costs less when you have retired?

00:01 | 24 Jun 2008 | By Alan Dick

Don’t assume your cost of living will fall significantly when you retire.

Can I have too much insurance?

00:01 | 23 Jun 2008 | By Lorna Bourke

Yes – particularly if it is general insurance such as buildings, contents or motor cover, or income protection and permanent health insurance where there are limits on what will be paid out.

How can I find good financial advice?

00:01 | 22 Jun 2008 | By Alan Dick

The first step towards gaining control of your money is simply to make the commitment to take action; the fact that you are reading this shows that you are already over the first hurdle.