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Latest Retirement News

Newfangled annuities bring fresh doubts
00:01 | 19 Aug 2008 | By Maryrose Fison, Chris Marshall
It has been said that there is more chance of flipping a coin the same way up seven times in a row than using the guarantee offered by variable annuities. But the problems don't end there.

Buy to Let vs saving in a pension
13:00 | 18 Aug 2008 | By Lorna Bourke
Can buy to let investments be used as a substitute to saving regularly into a pension?

Don't get stuck with a lifetime annuity
00:01 | 16 Aug 2008 | By Kim Lerche-Thomsen
Fixed-term annuities offer a more flexible and modern approach.

Policyholder negotiator pleased with Aviva deal
15:53 | 14 Aug 2008 | By Edward Lander
Following her 18 month wrangle with Norwich Union's parent company, the policyholder advocate declared the reattribution deal a positive result for all concerned.

Life firms’ group pension sales offset business falls
12:12 | 12 Aug 2008 | By Edward Lander
Growth in the sales of group pensions and offshore bonds has helped life companies to offset weak investment fund and Sipp inflows.

An uncertain future for pensions savings
00:01 | 10 Aug 2008 | By Steve Bee
Should I stay or should I go? Government plans for pension saving will create leavers and savers.

Equity release for cash poor predicted to grow
11:21 | 08 Aug 2008 | By Maryrose Fison
Credit crunch and unfavourable mortgage rates expected to boost the use of equity release.

Minimum wage hike for 21s may hit bosses’ pension bills
00:01 | 07 Aug 2008 | By Maryrose Fison
The Labour Party’s recent promise to extend the top rate minimum wage to 21-year-olds could see employers pay up to 50% more in personal account contributions, according to Watson Wyatt.

Who owns the property in a Sipp?
00:01 | 02 Aug 2008 | By Sonia Speedy
Putting commercial premises into self-invested personal pensions is a popular option. But it seems people often forget just who owns that property – an error that can come back to haunt them.

The 100 Years' War
00:01 | 01 Aug 2008 | By Chris Marshall
Progress made since the birth of the state pension 100 years ago is alarming.

An adviser's view: saving for retirement with pensions is just plain wrong
13:00 | 31 Jul 2008 | By Barny Perraton
So 18% of people are saving for retirement without a pension? Terrific! Let’s get that figure much higher!

Should Equitable investors wait for compensation?
00:01 | 31 Jul 2008 | By Lorna Bourke
Although the Parliamentary ombudsman decided that the government should pay compensation to over a million Equitable Life policyholders, there could be a long wait for the money.

Regulation killing final salary pension schemes, CBI leader claims
13:50 | 30 Jul 2008 | By Tony Bonsignore
Companies need urgent respite from the burden of pensions regulation if final salary schemes are to survive, business leader believes.

What exactly is Norwich Union’s reattribution and what do policyholders get?
10:57 | 30 Jul 2008 | By Chris Marshall
Tomorrow’s newspapers will be brimming with the news that Norwich Union will be making some nice cash payouts to policyholders in its with profits funds. But the figures are confusing.  

FSA says employees will need advice when changing pensions
14:20 | 28 Jul 2008 | By Maryrose Fison
For the second time in eight months the City regulator has urged employers to provide proper financial advice to their workers when seeking to replace valuable final salary schemes.  

Forecasting for retirement
00:01 | 27 Jul 2008 | By Steve Bee
Knowing how much you'll need to retire on is certainly not an exact science.

Saved by the Lords?
00:01 | 20 Jul 2008 | By Steve Bee
The House of Lords is often criticised for being out of touch, but a couple of amendments they have added to the Pensions Bill suggest they have a good idea of what is wrong with our pensions system.

Credit crunch hits Friends' with-profits final bonuses
13:25 | 18 Jul 2008 | By Edward Lander
Friends Provident cut its with-profits final bonuses by more than half to reflect lower underlying investment values in the wake of economc uncertainty and fallout from the credit crisis.

Equitable boss says government must offer redress after Rock bailout
10:45 | 17 Jul 2008 | By Gavin Lumsden
Equitable Life chairman Vanni Treves says the government's bailout of Northern Rock leaves it no choice but to offer compensation to the firm's policyholders; meanwhile the Equitable Members Action Group hails the Abraham report as 'a red letter day' for policyholders.

Morning Line: Equitable Life report only part of the story
10:39 | 17 Jul 2008 | By Tony Bonsignore
The parliamentary ombudsman has reprimanded the government over the insurer's collapse, but bigger questions remain unanswered.

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